Hyde Park Bank: Personal Checking Accounts

Opening a Personal Checking Account at Hyde Park Bank is a great way to begin experiencing all the value and service we offer our community. Enjoy the convenience of these available options:

Overdraft Protection Plans and Account Management Tools
Visa® check card or ATM Card
Online Banking, with Bill Payment and eStatements
MoneyLine Telephone Banking
Direct Deposit
Unlimited withdrawals (subject to our Funds Availability Policy)
Monthly combined statement with your other Hyde Park Bank accounts

And for personalized service, our tellers and personal bankers are ready to assist you at either our Main Bank or 57th Street branch location.

Payday Checking

$100 minimum opening deposit
Unlimited ATM transactions,¹ check card and other debit transactions, and check writing²
No monthly or item fees and no minimum balance requirement in months when a direct deposit of your payroll or government check is received
In months when a direct deposit is not received, or a minimum daily balance of $600, or average monthly balance of $1,000 is not met, there will be a $10 monthly fee, plus $0.30 for each service chargeable debit transaction,² $1.25 for each ATM transaction, and $0.50 for each balance inquiry at non-Hyde Park Bank ATMs¹

Electronic Checking

$100 minimum opening deposit
Unlimited ATM transactions,¹ check card and other debit transactions, and check writing²
No monthly fee when you enroll in Online Banking and eStatements
$10 fee for each mailed monthly paper statement
No minimum balance requirement
Write up to 3 checks per monthly statement cycle; $1 for each check paid after 3

Senior Checking—For Customers Age 60 and Over

$100 minimum opening deposit
Unlimited ATM transactions,¹ check card and other debit transactions, and check writing²
No monthly fee; no minimum balance requirement

NOW Checking

Variable interest – see our rates
$2,000 minimum opening deposit
Unlimited ATM transactions,¹ check card and other debit transactions, and check writing²
No monthly fee with a minimum daily balance of $2,000 or minimum average monthly balance of $2,500
In months when the minimum balance requirement is not met, there will be a $12 monthly fee, plus $0.30 for each service chargeable debit transaction,² $1.25 for each ATM transaction, and $0.50 for each balance inquiry at non-Hyde Park Bank ATMs¹

Select Checking

Variable interest – see our rates
$10,000 minimum opening deposit
Unlimited ATM transactions,¹ check card and other debit transactions, and check writing²
No monthly fee with a minimum daily balance of $10,000
$20 monthly fee in months when the minimum balance requirement is not met

Usage fees may be charged by the institution that owns the ATM. No fee for use of Hyde Park Bank ATMs unless otherwise noted.
A service chargeable debit transaction includes checks paid, in-person withdrawals, telephone requests and third-party requests by mail, messenger or electronic debit.