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  Guaranteed OneFeeSM Mortgage
  Now you can have a loan that’s as individual as your home. Our expanded line of mortgage options means we provide products and services to suit all your home lending needs. Best of all, these mortgage options are all available under one roof from the bank you trust. Our wide variety of home loans, for the purchase of a house, condominium or co-op, allow you to enjoy benefits such as:
 

Flexibility: With a wide variety of terms and loan options, we can meet all your home-lending needs.
Convenience: Our simple, in-house application process means you can count on us for prompt service.
Value: Our attractive rates and extensive lending choices help you get the most home for your money.
Peace of mind: With one low, upfront closing-cost quote that’s guaranteed not to increase once your rate is locked, our no-hassle Guaranteed OneFeeSM Mortgage simplifies the closing process and eliminates unexpected fees and surprises.
  Whatever your home-buying needs, we have the mortgage option that’s right for you. Ask us today about our extensive line of home loan products and services, including:
 

Fixed Rate Mortgages
  Traditional fixed rate mortgages provide the security of set monthly principal and interest payments throughout the length of your loan.
 

Adjustable Rate Mortgages (ARMs)
  ARMs offer lower initial interest rates and can significantly reduce initial monthly payments. Their rates are subject to change at regular intervals depending on market conditions. Rate caps offer protection against extreme increases.
 

Jumbo Mortgages
  Jumbo mortgages are available for those who wish to finance a larger dollar amount.
 
Balloon Mortgages
  Offered as a short-term fixed rate loan, balloon mortgages offer long-term amortization periods, so payments are equal to or less than traditional fixed rate mortgages. Balance is due at maturity. May have the option to refinance at current market rates.
 
PrimeLine Plus Home Equity Line of Credit
  Our PrimeLine Plus Home Equity Line of Credit stands out from the others. Use the equity in your home to consolidate higher interest loans or to pay for major expenses such as a vacation, tuition or home improvements. The advantages are clear:
 

Save with no application fees, no closing costs and no appraisal or title insurance fees.

Start with a rate of one point below prime for the first year1. Enjoy attractive rates as low as prime minus ½ % in years 2 through 10, when you choose the auto-debit payment option from a Hyde Park Bank Checking or Savings Account.
Access your credit through check writing privileges.
Enjoy potential tax advantages. (Consult your tax advisor regarding your specific tax benefits and eligible deductions.)
Pay off your balance at any time with no pre-payment penalty.2
 

1Prime rate is the prime rate as published in the Midwest Edition of the Wall Street Journal. Minimum credit lines are available as low as $10,000. The annual fee of $20 is waived in the first year.

2 A cancellation fee of $300 applies in the first two years. Credit lines are subject to credit approval and collateral review. Property insurance and owner occupancy are required. Flood insurance may be required. Terms and conditions are subject to change at any time. Please contact us for more information regarding rates, fees, terms and conditions.
 

Other Loans
  We also offer construction loans, vehicle loans and personal loans. Let us help you find the loan that’s right for you. Contact us for more information.