At Hyde Park Bank, we’re here to provide you with financial solutions for all your lending needs. Whether you are looking for a loan, mortgage, or line of credit, our knowledgeable and experienced lending team will explain our lending options to you in a straightforward manner.
Unlike big banks, at Hyde Park Bank we’re proud to make all lending decisions here in the Hyde Park Neighborhood. Since our decision-makers work in the bank each day, they’ll review your loan application and respond within a few days. Our goal is to make getting a loan an easy and stress-free process!
Some of our loan products include:
Home Equity Lines of Credit
Our home equity lines of credit can be used for a variety of purposes, may be tax deductible (consult your tax advisor) and provide a lower cost way to borrow for:
- Improving your home
- Purchasing a vehicle
- Paying off medical bills
- Consolidating debt
- Paying off a credit card balance while lowering your cost of borrowing
Give us a call or stop in today for more information.
Our Overdraft Protection Account allows you to cover the unexpected opportunity or the occasional overdraft.
• Fixed interest rates
• Flexible line amounts
• Requires credit approval
Call 773-752-4600 for more information or talk to one of your friendly personal bankers at your nearest Wintrust Community bank
We created the Everyday Loan so that when you need to cover an unexpected expense such as car repairs, house repairs, or any other short-term financial emergency, you can.
- Fixed rate loan with quick decision process
- Loans available from $500.00 to $2,500.00
- Loans can be paid off in 12 or 24 months
- Competitive rates - lower than most credit cards or other fast cash loans
|Loan Term||Loan amount||interest rate||current % apr1||monthly repayment|
|12 months||$500.00||Prime + 5.00%||8.25%||$43.55|
|24 months||$2,500.00||Prime + 5.00%||8.25%||$113.35|
Please call the bank at 773-752-4600 for more information or to apply.
Offer subject to change. 1. The Annual Percentage Rate (APR) is a fixed rate that's based off the Prime Rate reported in the Money Rates section of the Wall Street Journal (the "WSJ Prime") plus a margin, at the time the loan is made. Repayment term examples are 12 monthly payments of $43.55 for $500 borrowed or 24 monthly payments of $113.35 for $2,500 borrowed. See the bank of details. Applicant must meet underwriting guidelines.
Products & Programs
- Flexible terms
- Quick turnaround
- Competitive rates
- New or used vehicles
Please call the bank at 773-752-4600 for an application.
If you’re in the market for a loan, we encourage you to give us a call at 773-752-4600 or stop by the bank to meet with our lending team at any of our locations. If you prefer to communicate electronically, please fill out this contact form, and a bank representative will get in touch with you shortly. At Hyde Park Bank, we understand the local market and we care about our customers financial well-being!