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Member FDIC. Deposit rates in effect August
23, 2008 through August 29, 2008: |
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Minimum
Deposit
to
Open Account |
Minimum
Balance to
Obtain
APY1
|
Interest
Rate
|
APY1
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| Select Checking2,9 |
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| $10,000 - $49,999
|
$10,000 |
$10,000 |
1.98%
|
2.00% |
| $50,000
and above |
$10,000 |
$50,000 |
2.18% |
2.20% |
| Select Savings4,6 |
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| $0 - $24,999
|
$25,000 |
$0-$24,999 |
0.40%
|
0.40% |
| $25,000
and above |
$25,000 |
$25,000 |
2.48% |
2.50% |
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| NOW Checking2 |
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| $2000 - $99,999
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$2,000 |
$2,000 |
0.15%
|
0.15% |
| $100,000
and above |
$2,000 |
$100,000 |
0.25% |
0.25% |
| Sole Proprietor NOW2 |
$1,500 |
$2,000 |
0.15%
|
0.15% |
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Not for Profit NOW2 |
$1,500 |
$2,000 |
0.15%
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0.15% |
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| Money Market
Account (Personal Banking)2 |
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$2,500 - $14,999
|
$2,500 |
$2,500 |
0.70% |
0.70% |
| $15,000 and above
|
$2,500 |
$15,000 |
0.95% |
0.95% |
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| Money Market Account (Business Banking)2 |
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| $2,500 - $14,999 |
$2,500 |
$2,500 |
0.70% |
0.70% |
| $15,000 and above |
$2,500 |
$15,000 |
0.95% |
0.95% |
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Market Index Account (Personal Banking)2 |
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| $2,500 - $9,999 |
$10,000 |
$2,500 |
1.00%
|
1.00% |
| $10,000 - $24,999 |
$10,000 |
$10,000 |
1.24% |
1.25% |
| $25,000 - $49,999 |
$10,000 |
$25,000 |
1.44% |
1.45% |
| $50,000 - $99,999 |
$10,000 |
$50,000 |
1.54% |
1.55% |
| $100,000 - $249,999 |
$10,000 |
$100,000 |
1.64% |
1.65% |
| $250,000 and above |
$10,000 |
$250,000 |
1.89% |
1.90% |
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Market Index Account (Business Banking)2 |
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$2,500 - $14,999
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$25,000 |
$2,500 |
1.00% |
1.00% |
$15,000 - $24,999
|
$25,000 |
$15,000 |
1.39% |
1.40% |
| $25,000 - $249,999 |
$25,000 |
$25,000 |
1.64% |
1.65% |
| $250,000 and above |
$25,000 |
$250,000 |
1.89% |
1.90% |
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HPB Select (Personal Banking)7 |
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| Under $2,500 |
$10,000 |
$0-$2,499 |
0.00%
|
0.00% |
| $2,500 - $24,999 |
$10,000 |
$2,500 |
1.24% |
1.25% |
| $25,000 - $49,999 |
$10,000 |
$25,000 |
1.44% |
1.45% |
| $50,000 - $99,999 |
$10,000 |
$50,000 |
1.54% |
1.55% |
| $100,000 - $249,999 |
$10,000 |
$100,000 |
1.64% |
1.65% |
| $250,000 and above |
$10,000 |
$250,000 |
1.89% |
1.90% |
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HPB Select (Business Banking)7 |
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Under $2,500
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$10,000 |
$0 - $2,499 |
0.00% |
0.00% |
$2,500 - $24,999
|
$10,000 |
$2,500 |
1.24% |
1.25% |
| $25,000 - $49,999 |
$10,000 |
$25,000 |
1.44% |
1.45% |
| $50,000 - $99,999 |
$10,000 |
$50,000 |
1.54% |
1.55% |
| $100,000 - $249,999 |
$10,000 |
$100,000 |
1.64% |
1.65% |
| $250,000 and above |
$10,000 |
$250,000 |
1.89% |
1.90% |
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Certificate of Deposit3
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| 60 Day |
$1,000 |
$1,000 |
1.49% |
1.50% |
| 90 Day |
$1,000 |
$1,000 |
1.69% |
1.70% |
| 4 Month |
$5,000 |
$5,000 |
1.84% |
1.85% |
| 6 Month |
$1,000 |
$1,000 |
1.29% |
1.30% |
| 7 Month |
$1,000 |
$1,000 |
1.94% |
1.95% |
| 8 Month4,5 |
$2,500 |
$2,500 |
1.94% |
1.95% |
| 10 Month8 |
$5,000 |
$5,000 |
2.48% |
2.50% |
| 1 Year |
$1,000 |
$1,000 |
2.97% |
3.00% |
| 13 Month |
$5,000 |
$5,000 |
1.99% |
2.01% |
| 18 Month |
$1,000 |
$1,000 |
1.99% |
2.00% |
| 2 Year |
$1,000 |
$1,000 |
1.99% |
2.00% |
| 2 1/2 Year |
$1,000 |
$1,000 |
2.03% |
2.05% |
| 3 Year |
$1,000 |
$1,000 |
2.80% |
2.83% |
| 4 Year |
$1,000 |
$1,000 |
3.11% |
3.15% |
| 5 Year |
$1,000 |
$1,000 |
3.26% |
3.30% |
| 5 Year Choice4,10 |
$1,000 |
$1,000 |
3.21% |
3.25% |
| 14 Day |
$50,000 |
$50,000 |
1.88% |
1.90% |
Jumbo Certificate of Deposit3 |
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| 30 Day Jumbo
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$100,000 |
$100,000 |
1.98% |
2.00% |
| 60 Day Jumbo |
$100,000 |
$100,000 |
1.98% |
2.00% |
| 90 Day Jumbo |
$100,000 |
$100,000 |
1.99% |
2.00% |
6 Month Jumbo
|
$100,000 |
$100,000 |
1.89% |
1.90% |
| 1 Year Jumbo |
$100,000 |
$100,000 |
1.94% |
1.95% |
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Traditional and Roth IRA3
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| Money Market2 |
$200 |
none |
0.75%
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0.75% |
| 6 Month CD |
$1,000 |
$1,000 |
1.29% |
1.30% |
| 1 Year CD |
$1,000 |
$1,000 |
2.97% |
3.00% |
| 2 Year CD |
$1,000 |
$1,000 |
1.99% |
2.00% |
| 3 Year CD |
$1,000 |
$1,000 |
2.80% |
2.83% |
| 4 Year CD |
$1,000 |
$1,000 |
3.11% |
3.15% |
| 5 Year CD |
$1,000 |
$1,000 |
3.26% |
3.30% |
| 14 Day CD |
$50,000 |
$50,000 |
1.98% |
2.00% |
| 30 Day Jumbo |
$100,000 |
$100,000 |
1.88% |
1.90% |
| 60 Day Jumbo |
$100,000 |
$100,000 |
1.98% |
2.00% |
| 90 Day Jumbo |
$100,000 |
$100,000 |
1.99% |
2.00% |
| 1 Year Jumbo |
$100,000 |
$100,000 |
1.94% |
1.95% |
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Coverdell Education Savings Account |
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Consult a Personal Banker for terms
and conditions, including minimum balance required to open account.
Service charges and/or fees may reduce the earnings on the account.
1 APY (Annual Percentage Yield)
assumes monthly compounding of interest for NOW Checking, Savings
and Money Market Accounts, and quarterly compounding of interest
for Certificates of Deposit with maturities of one year and over.
Certificates of Deposit with maturities of less than one year always
pay interest at maturity, and do not compound. A penalty may be imposed
for early withdrawal of Certificates of Deposit.
2 All variable rates
are subject to change without notice.
3 Account will automatically renew for the same term at the current rate 10 days after maturity.
4 A Hyde Park Bank Checking Account, subject to our regular terms and conditions, is required to take advantage of this promotional rate.
5 At least $2,500 of the initial
deposit must be funds not currently held at Hyde Park Bank. Interest accrues on ledger
balance and compounds quarterly. Penalty for early withdrawal. This 8
Month Certificate of Deposit will automatically renew to a 6 month Certificate of Deposit at the rate in effect at the time
of renewal. No brokered deposits. Checking Accounts closed within one year after opening are subject to a $50 fee. Hyde Park Bank reserves the right to withdraw or extend this offer at any time.
6Beginning January 1,
2008, the variable interest rate for accounts with balances of at
least $25,000 will be at least equal to the one-year U.S. Treasury rate as
published in the Wall Street Journal on the first business day of
each month. Accounts with balances below $25,000 at any time
during the month will earn our published rate for a Regular Savings
Account. At least $25,000 of the initial deposit must be funds
not currently held at Hyde Park Bank. A Hyde Park Bank
Checking Account subject to our regular terms and conditions is
required to take advantage of this offer. Personal accounts
only.
7Customer must maintain a Hyde Park Bank
Checking Account and $100,000 combined ledger balances between all Checking, Savings,
Money Market Accounts and Certificates of Deposit. If the combined ledger balances falls below
$100,000 the HPB Select Account will be converted to a Market Index Account and earn the
current Market Index Account rates. When the combined ledger balance exceeds $100,000 the
customer must request the account be returned to a HPB Select account. See a Personal Banker for applicable fees.
8 At least $5,000 of the initial
deposit must be funds not currently held at Hyde Park Bank. Interest accrues on ledger
balance and compounds quarterly. Penalty for early withdrawal. This 10
Month Certificate of Deposit will automatically renew to a 12 month Certificate of Deposit at the rate in effect at the time
of renewal. No brokered deposits. Hyde Park Bank reserves the right to withdraw or extend this offer at any time.
9At least $5,000 of the initial deposit must be funds not
currently held at Hyde Park Bank. 10Accounts closed within one year after opening are subject
to a $50 fee. |
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