Printer-friendly versionPrinter-friendly version

When you're just starting out, defining your financial goals can be difficult, just like reaching them. Defining your goals can be a process and they may change over time. We want to help you begin your financial journey, set goals and achieve them, whatever they may be. Check out some of our solutions below that are just right for those just starting out.

Interest Checking Account

Whether you've just moved to the area or are a longtime resident, the Interest Checking Account offers a whole bundle of benefits that have no fees. You can utilize some or all of the following benefits:

  • An interest-bearing checking account
  • May be opened with an initial deposit of $250.00
  • Minimum daily balance of $250 to avoid a monthly service charge1   
  • No limit to the number of checks that may be written
  • NO ANNUAL FEE ATM or MasterCard debit card
  • Free access to SUM and MoneyPass ATMs in the Chicagoland area
  • FREE imaged checks with CheckManager Plus®
  • FREE Online Banking and Telebank
  • FREE Bill Pay
  • FREE Quicken and Microsoft Money download capabilities

1A $9.00 maintenance fee will be imposed every month if the daily balance falls below $250



Passbook Savings Account

  • Minimum Daily Balance requirement of only $200 to avoid a quarterly service charge1 
  • You receive a personalized passbook which must be presented each time you make a deposit or withdrawal, where all of your transactions are recorded
  • Interest is compounded and paid quarterly

1A $5.00 maintenance fee will be imposed every quarter if the daily balance falls below $200.00 any day of the quarter

Money Market II Account

Our Money Market II Account combines liquidity and convenience in a tiered variable-rate, interest-bearing account with limited check-writing privileges.

Features & Benefits

  • Minimum Daily Balance of only $2,000.00 to avoid a monthly service fee1
  • Higher interest rates than a typical Savings Account
  • Unlimited deposits and up to six preauthorized debits at no charge
  • Unlimited withdrawals when made in person or by ATM, mail or messenger at the bank
  • FREE Online Banking and Telebank

1A $10.00 maintenance fee will be imposed every month if the daily balance falls below $2,000.00 any day of the month.

Money Market Account is an interest bearing account which uses the daily balance method to calculate interest. Interest will be compounded monthly and credited to your account monthly.


Fixed Rate Certificates of Deposit

We regularly offer a wide range of fixed-rate certificates of deposit, including the following terms:

  • 3 Months
  • 6 Months
  • 9 Months
  • 12 Months
  • 18 Months
  • 24 Months
  • 30 Months
  • 36 Months
  • 48 Months
  • 60 Months

Minimum balance to open a fixed-rate certificate of deposit is $1000.00.



Overdraft Protection

Products & Programs

  • Overdraft Protection Account—Allows you to cover the unexpected opportunity or the occasional overdraft
  • Flexible line amounts
  • Competitive interest rates

Please call the bank at 773-752-4600 for an application. 

Everyday Loan

We created the Everyday Loan so that when you need to cover an unexpected expense such as car repairs, house repairs, or any other short-term financial emergency, you can.


  • Fixed rate loan with quick decision process
  • Loans available from $500.00 to $2,500.00
  • Loans can be paid off in 12 or 24 months
  • Competitive rates - lower than most credit cards or other fast cash loans
Loan TermLoan amountinterest ratecurrent % apr1monthly repayment
12 months$500.00Prime + 5.00%8.25%$43.55
24 months$2,500.00Prime + 5.00%8.25%$113.35

 Please call the bank at 773-752-4600 for more information or to apply.

Offer subject to change. 1. The Annual Percentage Rate (APR) is a fixed rate that's based off the Prime Rate reported in the Money Rates section of the Wall Street Journal (the "WSJ Prime") plus a margin, at the time the loan is made. Repayment term examples are 12 monthly payments of $43.55 for $500 borrowed or 24 monthly payments of $113.35 for $2,500 borrowed. See the bank of details. Applicant must meet underwriting guidelines.

Auto Loans

Products & Programs

  • Flexible terms
  • Quick turnaround
  • Competitive rates
  • New or used vehicles

Please call the bank at 773-752-4600 for an application.