4.20%
Data tokens on this page
Resources
Industry Specific
Access all the commercial banking resources your business needs to succeed.
Take Advantage Of Our
Limited-Time Grand Opening Offer
Take Advantage Of Our Limited-Time Grand Opening Offer
$1,000 to open. New money only. Not available at all locations.
$1,000 to open. New money only. Not available at all locations.
4.40% APY 12 Month CD Special1
Secure this special rate to meet your savings goals faster!
12 Month
CD Special1
12 Month
CD Special1
4.40%
4.40%
APY
APY
Why Open A CD With Wintrust Community Banks?
Why Open A CD With Wintrust Community Banks?
By opening a CD with us, your money stays and grows in your community, and you can have peace of mind knowing that your funds are in safe hands. We adhere to strict regulatory standards and are dedicated to providing a secure and stable banking environment for your savings to grow.
Great Rate
We’ve built CD accounts with great rates that will support you now and in the future.
Safe And Secure
Our MaxSafe® products offer an unmatched level of protection if you require additional FDIC coverage.2
Short-Term Flexibility
Shorter terms offer the perfect balance between maximum return and accessibility.
How To Open An Account
How To Open An Account
Start earning more on your savings in just three easy steps!
With our convenient online account opening process, you’re just moments away from experiencing the personal attention you can only expect from a local community bank.
1
Choose Your Location
Choose Your Location
Find a bank branch near you.
2
Enter Your Information
Enter Your Information
Enter your personal account details.
3
Transfer Funds
Transfer Funds
Select a deposit amount.
Not available at all locations. Select your term during the application process.
Not available at all locations. Select your term during the application process.
Current CD Specials
Current CD Specials
Current CD Specials
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7 Month
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11 Month
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17 Month
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23 Month
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26 Month
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33 Month
APY CD SPECIAL1
Not available at all locations. Select your term during the application process.
3.90%
APY CD SPECIAL1
3.50%
APY CD SPECIAL1
3.50%
APY CD SPECIAL1
3.20%
APY CD SPECIAL1
3.00%
APY CD SPECIAL1
1. CD Special. Annual Percentage Yield (‘APY’) accurate as of 7/9/2025 & assumes funds remain on deposit until maturity. At maturity, CD Specials automatically renew into a CD with a different term at our standard interest rate and APY in effect on the maturity date, as stated in your Truth in Savings disclosure. Renewals are not subject to a promotional special rate, unless the bank has notified you otherwise. Minimum daily balance of $0.01 required to obtain APY. Early withdrawal penalties apply. Offer subject to change at any time & without notice. New money is money not currently held at any Wintrust Financial Corporation (‘WTFC’) location.
2. FDIC Insurance. Based on current FDIC deposit insurance coverage rules – see fdic.gov/resources/deposit-insurance/understanding-deposit-insurance/.
